Sunday, May 24, 2020

9 Areas You Can Save Money For Your Family - Free Essay Example

Sample details Pages: 3 Words: 820 Downloads: 7 Date added: 2019/02/15 Category Society Essay Level High school Tags: Family Essay Did you like this example? More and more families today are spending money every year, and yes while the standards of living have increased, people are not choosing to save money. One reason that families are not putting in the effort to review expenses. The reality is, every family has the ability to cut costs and save money. By freeing up more funds, they can allocate it towards repaying debt. Though buying food to eat is a necessity, this is one area where families could be more thrifty. Families spend on average about $2,500 on dining out, according to U.S. statistics. If you find yourself, your spouse, and your children eating out 5 days a week, considering reducing it to 3 or 4 days a week; just prepare and brown-bag meals from home, and eat it for lunch. You can save up to $400 to $800 a year by doing this. That extra money saved could help finance a nice vacation instead. Don’t waste time! Our writers will create an original "9 Areas You Can Save Money For Your Family" essay for you Create order Another significant expense is your home, that is if you own one (a house, condo, etc). Have you considered refinancing? Have you done any research and perhaps find a lower interest rate? You might be able to renegotiate to a shorter time frame. If you are unable to change your mortgage payment, then paying a little bit extra each month will pare down your mortgage faster. Also, dont forget about your utilities. There are ways to save money here as well. Somethings you can do is update your insulation and weather stripping, or use a programmable thermostat to take save on electricity or heating. Why would you need extra heat when theres no one home or when the family is asleep. Transportation is another significant expense for many families. Not only are vehicles (cars, SUV, trucks) expensive to purchase but its just as costly to maintain and operate them, particularly with rising gasoline prices. If you live in a city, would it still be effective, as well as being cheaper, to save money by riding a bike, taking the bus or train? Instead of buying 2 cars, would it still be possible to buy 1 and carpool altogether? To save money, you can also combine errands and trips to reduce travel expenses. You can also save money when buying gasoline. Just take advantage of special programs and discounts, if they are available. If you live in a house with a garage, you might be able to save some money by making simple repairs by yourself, rather than paying so much money for a mechanic just to do little things. Do you know where you bank at could make a difference too? If you have a bank account with a bank that charges too many fees, you can shop around and find a bank that offers no or reduced fee to open a checking account. If youre not taking advantage of electronic bill payments, then youre wasting money every month of postage stamps, just to send out a check. You can also reduce credit card expenses. Its highly recommended to get or transfer to a credit card with a low-interest rate and either low or no annual fee. Shop around until you find the best deal for a credit card. Health care is one place where you cannot cut expenses, but you can still save money by taking advantage of special offers and programs. For example, many employers offer a flexible spending account where you can save a little money for out-of-your-pocket medical expenses for buying nonprescription generic drugs. Reviewing insurance policies and offers can also help you save some money. When did you last compare insurance rates for your home, your vehicles, and yourself? Some other ways to reduce costs is to increase your deductible level or using the same insurance company for multiple coverages (such as your home and vehicles). When you are shopping around for insurance, make sure to talk things out with your current insurance company. Sometimes they might be able to offer a better rate just to keep you as their customer. Another overlooked expense for many families is phone services, cell phones, cable, satellite television, and Internet access. These areas need to be reviewed. Many of the services have skyrocketed in costs in the last 10 years. Its not unheard for cell phone bills to reach $100 per month. There are cheaper pre-paid phones to buy if you dont use your cell phone that often every month. When youre trying to save money, it is important to become an active shopper. The Internet today makes it easy to compare prices and obtain product reviews. This could save you traveling expenses for driving from one store to another. Anything else you shop for, there might be a better deal somewhere online. You should really take the time to review your family expenses and try cut costs whenever possible. Just by making a few adjustments in your familys spending habits could make a lot of difference down the road.

Thursday, May 14, 2020

Jackie Robinson and his life - Free Essay Example

Sample details Pages: 1 Words: 371 Downloads: 2 Date added: 2019/08/02 Category People Essay Level High school Tags: Jackie Robinson Essay Did you like this example? Born January 31, 1919 in Costco, GA, Jackie Roosevelt Robinson became the first African American to ever play in Major League Baseball. Jackie Robinson was one of the most significant major league baseball player throughout history (along with Babe Ruth). Jackie broke the colour barrier and played his first MLB game on April 15, 1947, with the Brooklyn Dodgers. Don’t waste time! Our writers will create an original "Jackie Robinson and his life" essay for you Create order Jackie had an batting average of .311 which is impressive in the baseball world. Jackie married a young nurse-in-training on February 10, 1947. Jackie and his wife began facing an increasing amount of racist insults to death threats during his Majors career. The couple joined the Civil Rights Movement and became a lot more active in it later. Jackie was raised by a single mother and they didnt have a lot of money. He went to Muir High school and Pasadena junior college, and was an amazing athlete there and was in many sports including basketball, track, football, and baseball. After, we went to the University of California and received four varsity letters for four sports. Unfortunately he was forced to leave because of financial issues. World war II started, intervening with his career. Jackie joined the army and served as second lieutenant for two years, although he never experienced war. He was later discharged from the army for refusing to give up his seat on a segregated bus not unlike Rosa Parks. Jackie then started playing in the Negro Leagues, but the Brooklyn Dodgers chose him to join them. Jackie suffered many racial insults and threats while on the farm team(kind of a branch of the Dodgers). He was later promoted and played his first game for the Dodgers on April 15, 1947, and made history as the first black Major league player in America. Many hated the idea of Jackie playing and jeered him and yelled insults, and opposing teams threatened not to play against them along with some of his own teammates. The Dodgers manager defended Jackie and told them he would rather trade them than Jackie. Jacke later proved everyone wrong by showing his playing skills and helped the dodgers win the National League pennant. He was then chosen as the Rookie of the year. A while later he won the MVP award during the 1949 season.

Wednesday, May 6, 2020

Media Policy and Regulation - 1931 Words

------------------------------------------------- ------------------------------------------------- DECLARATION ------------------------------------------------- ------------------------------------------------- Name: Whitney Anne O’Connor ------------------------------------------------- ------------------------------------------------- Student Number: 44130082 ------------------------------------------------- ------------------------------------------------- Module code: COM3702 ------------------------------------------------- ------------------------------------------------- Assignment Number: 01 ------------------------------------------------- ------------------------------------------------- Unique†¦show more content†¦The consumers or audience have needs and wants. The influence these needs and wants have on media content is huge as these needs need to be met otherwise media will lose its customer base in a sense. 2. MEDIA MANAGEMENT AND MARKETS The life cycle of a product can be broken up into several stages; De Jong identified four main stages in his dynamic market theory (1989). The cycle and the stages making it up are generally seen as an indication of the profits generated by the product within a certain period of time. The stages De Jong identified are the introductory phase (when the product is first introduced to the market), the rapid growth/expansion phase, (when the product starts to break into the market), the maturity phase where sales increase rapidly and then begin to stabilise at some point, and lastly the stagnation phase which is characterised by a drop in sales. The iPad has a dynamic life cycle, in that in one way or another it can be plotted into the four stages. The introductory phase of the iPad is extremely important as it is the stage in which the product is initially promoted to enlighten the public as to what it is the product does and to perhaps allow the company manufacturing the iPad to get a s ense of what the retail price will be. The duration of this phase depends on sale promotion and how long it will take for the product to become known within market circles. The competition at this stage isn’t present because the iPadShow MoreRelatedSummary Of The Cultural Logic Of Media Convergence1469 Words   |  6 PagesJenkins’ article â€Å"The Cultural Logic of Media Convergence†, he discusses areas of tension and necessary negotiations regarding media convergence in the modern world. In a landscape that places an emphasis on digital communication and internet advertisements, media companies are facing a significant shift from previous norms. What used to be a typically paper broadcasting and entertainment world is now almost entirely online. On topics such as regulating media content, there is much up to debate aboutRead MoreThe Advantages And Disadvantages Of Cell Phone And Social Media In Healthcare1107 Words   |  5 Pagesit. These are all social me dia that most of us have or at least have one. As technology keeps getting more advanced, the riskier it is to pose a danger to others. It is everywhere, especially the popularity of social media has become a widespread in healthcare. Cellphones have become a necessity in healthcare. They are used as a way to communicate each other, access to medical information or check drug information (Attri, 2016). Dinh (2011) indicated that this social media trend will eventually beRead MoreSocial Media And The Media877 Words   |  4 PagesNow, with social media being an enormous part of our daily lives, businesses have to keep a close eye on what their employees uncover or talk about on social media websites. With that said, businesses and labor agencies must enact laws that outline what an individual can display online involving their businesses. In Hill’s article â€Å"When You Can and Can’t Fire employees for Social Media Misbehavior† and the other two articles apa rt from Hill, such as Fyfe’s â€Å"Fire Someone for Slamming Their NonprofitRead MoreThe Impact Of Social Media On Modern Society1703 Words   |  7 PagesSocial media is a dynamic form of communication that breaks physical and geographic boundaries via mediums that allow individuals to commute from anywhere at any time. Its popularity is a phenomenon that continues to grow as it encourages participants to exchange content and ideas thus making it a very engaging form of communication (Everson, Gundlach Miller 2013). I will be assessing my current use of social media, drawing conclusions from the ‘Stripling model’ to identify how my practices willRead MoreDoes Dtca On Social Media Warrant Federal Regulation?1107 Words   |  5 Pagessocial media warrant federal regulation? Social media has forced every industry to shift strategy and adapt to a new, direct two-way form of communication to reach consumers. With such a dramatic shift in industry standards nictitate policy reform. The healthcare industry seems to be at the epicenter of this technology shift. However, with such a quick adaption of social media amongst American consumers and the quick move towards a social media presence among pharmaceutical companies, policy reformRead MoreAn Additional Area Of Contention Within The Literature1681 Words   |  7 Pagesdeceive voters of crucial election information and make them less-informed voters which, ultimately, hinders democracy (Bastien and Pà ©try 2013:21). Research into the accuracy of polling publication is still contested, but many scholars believe that the media is, whether purposefully or not, spreading false polling information (ibid). Some scholars argue that by incorrectly reporting data, like the margin of error, journalists can present polling data to appear more competitive to fuel the ‘race-like’ feelRead MorePowerful Issues Caused By Media Censorship And The Harm It Does On The Development Of A Globalized Society1493 Words   |  6 PagesIn our modern world, most world leaders tend to argue against media censorship and the suppression of one of our most basic human right, freedom of expression. We live in a globalized society, that shares news and information in matter of seconds, with newspapers, a blog post, a Facebook opinion or with a 140-character block called Tweet. If we have the accessibility to these outlets, which most of us do, we can learn about the result of the presidential election in Peru or we can learn about theRead MoreWhat Risks Can Be Affiliated With Social Media?1720 Words   |  7 PagesWhat risks can be affiliated with social media? Researchers Jennings, Blount and Weatherly (2014) correlate social media to an online pandora’s box†. â€Å"Bountiful riches† have been discovered from the use of social media but like pandora’s box, â€Å"a firestorm of unforeseen consequences† can come to light (Jennings et al, 2014, p. 96). As thousands can access a plethora of valuable information from social media, on the other hand, stalkers can collect a magnitude of personal data and whereabouts ofRead MoreAn Analysis And Critique Of Advocacy Efforts828 Words   |  4 Pagesof advocacy efforts Facebook is Australia’s most popular social media platform, second is YouTube, with Twitter coming in at seventh. (17) Neiger at al (18) state that social media can be used in public health to achieve the following: communicate with consumers, promote a brand, spread information, expand reach of public health efforts to broader and more diverse groups and foster public engagement and partnerships. Social media is being employed to accomplish a mix of these stated uses. HoweverRead MoreComprehensive Legislation Of Social Media Privacy1559 Words   |  7 Pages Comprehensive Legislation to Protect Social Media Privacy Reading and Writing Workshop II, Section 007 Qiu Jin (Rachel) August 11, 2014 Comprehensive Legislation to Protect Social Media Privacy Abstract The article makes a research on both the present situation of social media users’ privacy, and the work of the FTC and other federal departments to protect social media privacy. However, without a comprehensive legislation in the federal level, the fragmentation of such trial cannot

Tuesday, May 5, 2020

Handiwork free essay sample

Guitar playing is a common hobby in our society. The instrument still remains a combined symbol of artistry, rebellion, livelihood, and skill. Yet for all of its perpetuated fame, few appreciate or even notice the design and craftsmanship that goes into the guitars creation. This is where my dad and I have been fortunate, as we, two guitar playing enthusiasts, have had the pleasure of building an electric guitar. Since we began playing the guitar, there was always a curiosity and fascination tied to the instruments unnatural ability to produce sound. The simplicity of the instrument or what simplicity the guitar boasts on the surfacewas the most intriguing aspect of it. How could a few copper pickups, a couple tone and volume nobs, and an output jack be responsible for not only the notes that we played, but all of the music that has been tied to the instrument in the past 60 years? Our means of investigation was to build one of our own. We will write a custom essay sample on Handiwork or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The process itself was much to complicated to describe in 800 words or less, but throughout all of the woodwork; all of the finishing and sanding; all of the circuitry and soldering, and all of the general mishaps and errors, a goal became clear. With a distinct destination in mind, my dad and I had the willpower to charge through the project with drills blazing. Making something for myself gave me a certain satisfaction that playing never could. Building this instrument was about starting something and ending it with a stratocaster in hand. The art and practice of handiwork is a dying breed. It is an interesting trend to see that as we as a collective move further into complete technologically induced comfort, we as individuals create less technology for ourselves. Why design and construct a house when one can be designed and constructed by others? Why build what cant be bought? In this day and age, there is no reason. In the good ol days, there was no choice. So it may seem fooli sh to move backwards on a road that progresses in conjunction with technological pursuit, but a great deal of craftsmanship, inventive enthusiasm, and general acknowledgement for ones appliances and products could be gained as a result. I took a passion of mine: the guitar, and applied it to the old practice of handiwork. I emerged from my project with not only a deeper appreciation for my passion, but a deeper appreciation for construction and creation as a whole. The good ol days had it right.

Saturday, April 4, 2020

To Kill A Mocking Bird-Prejudice Essays - Discrimination, Abuse

To Kill A Mocking Bird-Prejudice To Kill A Mockingbird Prejudice has caused the pain and suffering of others for many centuries. Some examples of this include the Holocaust and slavery in the United States. In to Kill a Mockingbird, by Harper Lee racism was the cause of much agony to the blacks of a segregated South. Along with blacks, other groups of people are judged unfairly just because of their difference from others. The prejudice and bigotry of society causes the victimization of people with differences. Some who are discriminated against are those who are born differently than the majority. One person that is treated unfairly is Calpurnia, as you can see when Aunt Alexandra tried to get Atticus to fire Calpurnia, because in her eyes, Calpurnia wasn't a good enough female role model (p.136). This is a prejudice action, because Calpurnia is as good as a role model as Aunt Alexandra, if not better. Aunt Alexandra is a bigot and doesn't see the character of Calpurnia, just the color of her skin. Another person who is treated like an inferior is Scout by her teacher, because she knew how to read. She discovered that I was literate and looked at me with more than faint distaste. (p.17). Scout is treated like it is her fault that she knows more than the average child did. She learned earlier than others so she gets punished unjustly. Tom Robinson is also one who is discriminated by a biased community. Tom is found guilty by the jury in his case against the Ewells (p.211). The guilty verdict is a direct result of a racist community. Tom was never given a fair chance in the trial, even though that the evidence was proving him innocent. People that are born differently often get mistreated and are discriminated against. Another group that is treated poorly in the society based on bigotry, are the people who have chosen to be different. One who chose to be different is Dolphus Raymond. He pretended to be drunk so no one gave him any trouble on the way that he lived his life (p.200). The way a person lives should be there own personal business. He has the right to live differently than others if he feels that is the way he wants to live. Another person that lives differently is Boo Radley. Boo stayed inside his house for a number of years without ever coming out to interact with others. He didn't want attention that would come from the rumors that were said about him. Stories were made up about him and he felt it was best for him to stay inside. The people who chose to be different took a risk of being made outcasts of the majority of the society. The final group that was made to feel different was the group that defended and protected the minorities and the wrongfully treated people. Atticus was a good example of one who defended the different by defending Tom Robinson in his case. Atticus had integrity that gave him the strength to endure the ridicule that arose from his decision to defend a black man in a segregated area. Atticus was threatened and his children were treated poorly by their peers, because he had the courage to stand up for the oppressed. Sheriff Tate defends the different when he says, I never heard tell that it's against the law for a citizen t do his utmost to prevent a crime from being committed, which is exactly what he did, but maybe you'll say it's my duty to tell the town all about it and not hush it up. (p.276). Sheriff Tate is trying to protect Boo from the attention that could frighten him. The sheriff is doing the right thing by hiding the truth from the community. By defending the different, people take a chance of being known as strange or inferiors to the rest of the people that they are around. Throughout the story, people that are unlike the majority, get hurt. They are given obstacles that they have to overcome in order to survive. Some people in the world can survive these obstacles, and there are some that just give up. By fighting for your rights, people start to realize that character is the important attribute to a person. To Kill a Mockingbird, by Harper Lee showed me that the people with differences are not always doing things the wrong way. It is the majority that may be going at it all wrong.

Sunday, March 8, 2020

Inheritance of Eye Color in Drosophila melanogaster essays

Inheritance of Eye Color in Drosophila melanogaster essays Inheritance of Eye Color in Drosophila melanogaster Sex-linked inheritance can lead to remarkable resulting differences between the chromosomes of females and males in many organisms. This study illustrates a simple, yet clarifying experiment designed to determine the sex-linked inheritance in Drosophila melanogaster. Drosophila melanogaster have an x- and a y-chromosome in males and two x-chromosomes in females. The crosses of white-eyed females and red-eyed males give the following outcome in most cases (Figure 1): In this cross, about one white-eyed females fly appears in the F1 generation, as opposed to 2000-3000 red-eyed ones. Similarly, about one red-eyed male may be found among 2000-3000 white-eyed ones. In order to properly perform the experiment with the Drosophila, a controlled sampling system had to be prepared. In week 0, we started with 500 flies, 250 females and 250 males. To determine allelic frequency in males, we used the equation: To determine the allelic frequency in females, we used the equation: # red females = 1 ¡i(#white females  ¡ # total females) # white females =  ¡i(#white females  ¡ # total females) In the males, the allelic frequency for red-eyed was 0.5 and the allelic frequency for white-eyed was 0.5. 125 red males  ¡ 250 total males = 0.5 125 white males  ¡ 250 total males = 0.5 In females, the allelic frequency for red-eyed was 0.3 and the allelic frequency for white-eyed was 0.7. # red females = 1 ¡i(125 white females  ¡ 250 total females) = 0.3 # white females =  ¡i(125white females  ¡ 250 total females) = 0.7 This allowed for an even distribution in eye color among an even number of males and females. Once one has determined the allelic frequencies, the genotypic frequencies can be easily calculated, using the equation: p ©Ãƒ · = homozygous dominant, red- or wild-type eyed q ©Ãƒ · = homozygous recessive, white-eyed The genotypic frequen...

Friday, February 21, 2020

Sustainable Management Futures Essay Example | Topics and Well Written Essays - 2500 words

Sustainable Management Futures - Essay Example Today, McDonald’s declares to be the leading global foodservice retailer (McDonald’s, 2011). There are more than 32,000 local restaurants in 117 countries which cater around 60 million people. As noticed, the number of people served increased more than twice from 1994. As a result, franchising strategy would make sense and in fact, 75% of McDonald’s restaurants globally are owned or operated by local business persons. McDonald’s believes that the world’s favorites among its product offerings are its world famous fries, big mac, quarter pounder, chicken mcnuggets, and egg mcmuffin. Just like any other existing big companies today, McDonald’s and its humble beginning is remarkable. Its founder Ray Kroc has successfully created a legacy by instituting a strong foundation leading to where McDonald’s is right now. The very goal of McDonald’s is to pass on the vision from generation to generation. As part of this, the firm continues t o invest on talented executives in order to continue the spark that McDonald’s tries to establish in the market. As a result, McDonald’s continues to recreate its innovative strategic moves that continue to become a cut above the other in the competition. In fact, McDonald’s is willing to try another competitive move just to be able to make sense among its consumers. For instance, the increasing trend of customers becoming health aware is a market opportunity for McDonald’s at some point. This is a great opportunity for the firm to try to stimulate needs for another market segment. This only proves that McDonald’s has never closed its doors for probable innovation as far as the market trends continue to make a difference. Analysis of the context Politics Politics is about power (Williams, 1998). In the United Kingdom, power in the government comes from the executive power of the Monarch as the head of the state and the Prime Minister as the head of government. These two are interrelated positions in the UK government which eventually have corresponding impact on how the business operates in the country. The Monarch has the supreme power in the state because it has the capacity to dismiss and appoint a Prime Minister. In general, the entire business environment may depend on the overall management of the head of the state. However, the specific function lies on the head of the government. Thus, any instability of the business operation in the state may be addressed importantly directly towards the head of the government. Economic The global economic recession is another important aspect that strongly linked the entire business environment and specific firm’s operation. McDonald’s surely is in line with the business that produces product and service offerings that are to be consumed at a specific range of time. The global economic crisis was a doorway for various firms to move into recession (United Nations Settle ments Programme, 2009). This is a specific indicator that business may not be working out well and various aspects should be taken into account such as employment, foreign direct investment, economic growth and more. In the midst of global economic downturn especially in the UK, McDonald’s surely has to struggle when it comes to hitting its maximum performance in all areas. The most